How much Universal Credit will I receive? Do you qualify for more than standard allowance? | Personal Finance | Finance


Universal Credit is replacing six types of benefits, which are: Child Tax Credit, Housing Benefit, Income Support, income-based Jobseeker’s Allowance (JSA), income-related Employment and Support Allowance (ESA), and Working Tax Credit. It is a payment intended to help with living costs and is paid monthly – although it may be twice per month for some people in Scotland. For those living in Northern Ireland, more guidance can be found at the nidirect.gov.uk website. Eligible people will receive a standard allowance in their payment, as well as any extra amounts that apply to them.

This could be if they have children, have a disability or health condition which stops them from working, or they require help in paying their rent.

Circumstances are assessed every month, and what one is paid may change.

What is the standard allowance?

The standard allowance is paid monthly, with the amount depending on some personal circumstances.

For instance, claiming as a single person or a couple will affect the allowance, as does whether they’re over the age of 25 or not.

Gov.uk details the current monthly standard allowance.

If a person is single and under the age of 25, this stands at £251.77.

Should a single applicant be 15 or older, this rises to £317.82.

A couple in which both partners are under the age of 25 get a monthly standard allowance of £395.20 (for both).

If one person in the couple is aged 25 or older, then this increases to £498.89 (for both).

It’s possible to find out what benefits may be available by using a free and independent benefits calculator – such as one hosted by Policy in Practice, entitltedto, or Turn2us.

What extra amounts are available?

Should a person have children, they can get an extra amount – with the rules about how much depending on when the children were born.

In situations where the child is disabled or severely disabled, then an extra amount is available regardless of how many children one has or when they were born.

If a claimant has a disability or health condition then they may also get an extra monthly amount.

An additional amount is also available if the individual cares for a severely disabled person who receives a disability-related benefit, providing care for at least 35 hours per week.

READ MORE: Universal Credit: Could you get help from your energy supplier? Costs which may be covered



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